Zinni Prime
Investment Size: ₦5,000,000 – ₦50,000,000 | Designed for retail investors, SMEs, salary earners, and first-time investors.
Zinni Prime is the entry point into the Zinni Yield Plus Product Suite, built for individuals and small businesses taking their first step into structured, high-yield business growth. It combines a low minimum entry threshold with fixed, predictable returns, making it an accessible alternative to conventional savings products.
The package is well suited to salary earners looking to grow idle income, SMEs managing short-term working capital surpluses, and first-time investors who want capital security alongside a meaningful yield advantage over standard bank deposits.
Interest Rate Structure
| Tenor | Interest Rate (Per Annum) |
|---|---|
| 30 Days | |
| 90 Days | |
| 180 Days | |
| 365 Days |
Features
- Low entry barrier
- Fixed and predictable returns
- Flexible investment periods
- Easy subscription process
- Eligible for investment-backed loans
Benefits
- Higher yield than conventional savings
- Helps build wealth progressively
- Flexible investment periods
- Improves financial discipline
- Access to emergency credit without liquidation of investment
Early Withdrawal Penalty
- Withdrawal before 30 days: no interest payable
- Withdrawal after 30 days but before maturity:
Credit Facility Access
Investors may access credit facilities of their investment value, subject to internal approval.
